One unique aspect of the Blended Retirement System (BRS) is the ability to take a lump sum payment at retirement in exchange for a reduced monthly pension. Your options include:

  • No lump sum
  • 25% lump sum
  • 50% lump sum
Selecting a lump sum option will reduce your monthly retired pay until age 67, at which time your retired pay will be restored to the full amount. As a result, this calculator will compare the total amount of retired pay from the time you begin receiving it through age 67. This will allow you to compare the various options and help you make an informed decision for you and your family.

Please select the month and year of your birth and when you expect your retired pay to begin, then enter your estimated monthly retired pay:
I was born in...
My military retired pay will begin in...
When I retire, I will
receive approximately...
$
per month
Additional Information:
  • The total amount of pension income and the estimate lump sum are rounded to the nearest $100.
  • The Lump Sum option election must be made no less than 90 days before receiving your retired pay.
  • If you will receive VA disability, you must notify Department of Veterans Affairs and DoD. VA Disability income is not illustrated in the results.
  • If you use the DoD BRS Retirement calculator the results shown here may vary slightly. The DOD calculator illustrates results from military retirement to life expectancy.
The BRS Pension Lump Sum Calculator is an interactive calculator made available for informational purposes only. The calculator provides estimated results and is not intended to be or provide financial, tax, or investment advice. We cannot and do not guarantee applicability or accuracy in regards to your individual circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.